Bank-sponsored · LegitScript-aware underwriting

Your processor keeps dropping you. Ours won't.

Stable, bank-sponsored merchant accounts built for online pharmacies, telehealth, and GLP-1 / weight-loss providers, the high-risk healthcare verticals mainstream processors won't approve.

LegitScript-compliant processing · Bank-sponsored rails · Nationwide coverage

Accepted Networks
Sound familiar?

You didn't do anything wrong. You're just classified as ‘high risk.’

This is what we hear constantly from pharmacy and telehealth operators:

These aren't edge cases. They're the norm for online pharmacies. We built our service around solving exactly this.

96%

According to the National Association of Boards of Pharmacy's review of more than 11,000 online pharmacy websites, roughly 96% failed to meet state and federal law or patient safety standards. We work exclusively with the ones that do meet them. If you hold a valid pharmacy license and LegitScript certification, and DEA registration if you handle controlled substances, you may qualify.

Find Out If You Qualify
Who We Serve

Built for
Healthcare Commerce

→ Licensed Online Pharmacies

Mail-order Rx fulfillment, recurring subscription billing for auto-refills, HIPAA-aware payment handling, and chargeback protection built for card-not-present volume.

→ Telehealth + GLP-1 Providers

Semaglutide, Tirzepatide, and GLP-1 weight loss providers. Subscription payment processing for the fastest-growing segment in healthcare commerce.

→ Compounding Pharmacies

Specialized formulations require a processor that understands your compliance environment.

Why APP Merchant Services

What Makes Us Different

Bank-Sponsored Stability

Your account runs on institutional banking rails — not a third-party aggregator that can freeze you without notice.

Compliance-Forward Underwriting

We understand LegitScript, DEA requirements, and the Ryan Haight Act. You won't spend hours educating us.

Built for Card-Not-Present

95% of your transactions happen without a physical card. Our fraud tools and chargeback protections are designed for exactly that.

A Person, Not a Portal

Submit your pre-qualification form and a specialist who understands pharmacy accounts will follow up directly. No ticket system, no call center queue. You'll get a real reply from someone who already knows your business.

How It Works

From Application to Processing in 4 Steps

01

Check Your Eligibility

Complete our short pre-qualification form. LegitScript certification and licensing status are reviewed first.

02

Submit Your Application

We'll send you our pharmacy-specific application and due diligence questionnaire.

03

Underwriting Review

Our banking partner reviews your documentation. Average turnaround is 5–10 business days.

04

Go Live

Receive your merchant ID, integrate your payment gateway, and start processing.

Get Started

Check Your Eligibility

Answer a few quick questions to find out if your pharmacy qualifies for processing. No commitment required.

Tell us a bit about your pharmacy — we’ll follow up to confirm eligibility.

Also Serving Local Businesses

We provide POS systems and payment processing for restaurants, salons, and dry cleaners in the Palm Coast area.

Ready to Stop
Getting Dropped?

Let's find out if your pharmacy qualifies. Takes less than 3 minutes.

Check Your Eligibility